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Starting an insurance agency requires considering many aspects of business, including whether a building is required, who the customer will be and what type of products to offer. Discuss starting an insurance agency with a bank or business partners using insight from aninsurance agent in this free video on insurance. Expert: Vic Schumacher Contact: www.HPEFinancialServices.com Bio: Vic Schumacher is part of HPE Financial Services, a brokerage insurance company representing all major carriers. Filmmaker: Christopher Rokosz

www.tourfactory.com For more information, contact: The Fisher Team House Hunter Realty Want to live the Care Free Condo life? Then this 3 BR 2 Full BA Condo is for you! Located in Hunter Chase Estates ( North Side Condo Community). This All Brick condo is on one level, has an open floor plan and 1432 SF of living space! The lrg kitchen has a raised bar, plenty of cabinetry, granite counter tops, lrg pantry, ceramic tile floors, and comes fully applianced. The kitchen opens up to the great room that boasts a trey ceiling and crown molding. Off of the great room you will find a full bath that has ceramic tile flooring and a gorgeous vanity cabinet with upgraded fixtures. Down the hallway are the three bedrooms (all of which have walk-in closets), and a beautiful sunroom that could also be used as an office if desired. The Master Bedroom has plenty of space for a king-size bed/furniture and has its own Master Bath! Other features include: a fenced in private patio that is perfect for enjoying the outdoors or grilling out, and an extra deep 2 car attached garage. This unit is Handicap accessible, all electric, and has 2 walls with insulation to minimize noise from the adjoining unit. The Association fees includes; Trash pickup, water, sewer, outside building insurance, lawn maintenance, outside maintenance, snow removal, club house/fitness room, swimming pool and a walking path around the entire perimeter.

Video from our FREE Online Business Course www.myownbusiness.org Session 6 – Business Insurance Question “Should a start up business person save money by being self-insured on property and liability insurance?” Kelly Davis Insurance Agent Topics covered in this video: Business insurance, self-insuring Transcript: The easy answer would be: absolutely not! There is just too much to lose and it can be lost in a second. Think about Katrina. In a blink of an eye everything was gone for people: restaurants, office buildings, you name it. And some of them didn’t have insurance or they didn’t even have flood insurance which is a kind of crazy if you’re in a gulf area. But a lot of people didn’t have it. I have a buddy from college and his house was flooded up to eight feet and he didn’t have flood insurance. So he probably thought that he was invincible. We all do in some respects but insurance is the cheapest way to insure your future and your livelihood. It’s just that simple. How do you self-insure for a million dollar loss? Somebody could slip and fall on a banana peel that you left on the floor in your smoothie business and they may need hip surgery–and where are you going to get the money? It might cost you 0 for a business owner’s policy or up to a 00 or more depending on how much equipment you have. You just can’t afford to self-insure.

www.quality-insurance-4-less.com To make it easy for yourself to attract affordable homeowners insurance quotes Make the exterior of your house fire-safe and you will reduce your home insurance rate. Having things that are quite inflammable or that aid combustion around your building will make you pay higher premiums. Bushes around your home should be cut and maintained at not less than 10 feet from your building. The likelihood of a fire in a home is one very strong factor that shapes your home insurance rate.

Farm construction guidelines from the IFA Building on Success DVD.

2-10 Home Buyers Warranty offers FREE Sales Support for Residential and Commercial Home Builders. Including FREE Sales Support Materials to help Home Builders sell more homes.

Based on the true story of Patsy Bates, “Insurance Jive” shows why it is the insurance companies that actually operate “death panels” — and demonstrates why we must stand strong in support of a public health insurance option. Help continue building support for the public option by spreading the word about this video to your friends and family: www.couragecampaign.org

Tax Credit for First Time Home Buyer Mortgage and Government Assistance Program to Help Home Owners Finance a Real Estate Loan with Low Down Payment and Interest Rate. Go To RealEstateMarketingThisWeek.com Part 5 (Excerpt) Inventory of foreclosed homes may be declining soon Home sales double in last year So we are back in studio today with Dan Havey. Dan and I have known each other for many years and we have worked very close over the years in real estate. Dan and I are not necessarily 100% in agreement with where the market is today and whether we are at the bottom or not. I tend to believe that we are. Let me tell you my thinking on this. Dan uses actual facts and figures to make his prognostications. Heres what I know, I know that Fannie Mae and Freddie Mac have put a moratorium on foreclosures. What that means is that they are slowing the supply of repos. What that means is that they are putting fewer homes on the market, which means the supply has been reduced to a 9 month supply of resale homes on the market. The builders are gearing up, getting ready to start building again, but they are not building again just yet. Thats a great indicator. Interest rates couldnt be better. They havent been better than they are now, so not only can you buy a house at the same price you would have paid for that house in 2002, but you are going to get a significantly lower interest rate then it would have been then. Effectively a house today is going to cost you less than it would in …

Join Unique Cars Magazine for the first instalment of restoring a Ford Falcon GT-HO Phase III; with nationally recognised experts Grand Tourer Restorations, restoration parts suppliers Rare Spares and Insurance for motoring enthusiasts Shannons. When it’s done, you could end up owning it! See Unique Cars magazine #302 (released Ausgust 19, 2009) for all the details.